Non-QM (Non-Qualified Mortgage) loans are mortgage options designed for borrowers who may not meet the strict criteria of traditional QM loans. These loans cater to individuals with unique financial situations, such as self-employed individuals, those with fluctuating income, or those with credit issues. Non-QM loans provide flexibility in underwriting standards, allowing borrowers to access financing when they might not qualify for conventional loans, making them a valuable alternative for diverse homebuyers.

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Getting Started & What to Consider

Getting started with Laser Mortgage is easy and straightforward. Begin by reaching out to our team to schedule a consultation or start your application online. During this process, our dedicated mortgage advisors will work closely with you to assess your financial goals and provide guidance on the necessary documentation and steps required to secure your ideal mortgage solution. We'll be with you every step of the way, ensuring a smooth and efficient journey toward homeownership.

What we offer

Comprehensive range of mortgage solutions

Competitive home purchase loans

Flexible refinancing option and customized mortgage solutions